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Voluntary Term Life Insurance
Do you have a mortgage? Children or other
family members that depend on you for financial support? Monthly expenses that
would be difficult for your family to maintain in the event of your death? Term
Life Insurance is a flexible and cheaper alternative to other life insurance
products.
By
choosing the BCTF Advantage Term Life Insurance Plan provides you also get some
additional benefit features you won’t find anywhere else. Features like the
Waiver of Premium Benefit which provides continuation of coverage, at no cost
to you, in the event of total disability. Daycare, Education and
Spousal Retraining Benefits are also included at no additional cost. Learn more
Term Life
Insurance is available to BCTF Members and their spouses.
Plus, you
can also insure all your eligible dependent children for one low premium with
Dependent Children Term Life insurance. Learn more.
Accidental
Death & Dismemberment Insurance
Available
to all BCTF members insured under the Term Life Plan, Accidental Death &
Dismemberment Insurance is an excellent complementary product to Term Life
Insurance. It provides extra benefits should you suffer an accidental death or
dismemberment.
Choose the plan that’s
right for you, Member Only or Member and Family. Learn more.
Voluntary
Critical Illness Insurance
Don’t let
a critical illness diagnosis destroy your financial stability. With Critical
Illness Insurance, if you are diagnosed with one of the 25 covered conditions,
you will receive a tax-free lump sum benefit payment to be used any way you
choose. Benefits will be paid regardless of whether you can work during
recovery and the benefit is paid directly to you on top of any other medical or
disability plans you may have.
Plus, the
plan includes additional product features like the Multiple Event Coverage
Benefit, which allows you to claim for multiple times, for separate unrelated
covered conditions.
Learn more.
Coverage
is available to both BCTF members and their spouses.
You can also
insure all your eligible dependent children for one low premium with Dependent
Children Critical Illness Insurance. Learn more.
Guaranteed
Issue Life Insurance
No
medical questions. Guaranteed Issue Life Insurance provides members and spouses
aged 50+ with the opportunity to purchase life insurance without the worry of
having to answer health questions or provide other evidence of insurability.
Acceptance is guaranteed.
No
increase in premiums! Premiums are based on your age at the date coverage is
issued and do not increase as you enter a new age band.
Special
product features include a living benefit and an accidental death benefit.
Learn more.
Coverage
is available to both BCTF members and their spouses.
Learn
More about the BCTF Voluntary Group Insurance Program
For
further information on the BCTF Voluntary Group Insurance Program, please
contact iA Financial Group by email at solutions@ia.ca or
call 1-800-266-5667.
You can
obtain a personalized quotation or apply online by visiting solutionsinsurance.com/bctf.