Personalized insurance quotations are just a click away!

Voluntary Term Life Insurance

Do you have a mortgage? Children or other family members that depend on you for financial support? Monthly expenses that would be difficult for your family to maintain in the event of your death? Term Life Insurance is a flexible and cheaper alternative to other life insurance products.

By choosing the BCTF Advantage Term Life Insurance Plan provides you also get some additional benefit features you won’t find anywhere else. Features like the Waiver of Premium Benefit which provides continuation of coverage, at no cost to you, in the event of total disability. Daycare, Education and Spousal Retraining Benefits are also included at no additional cost. Learn more

Term Life Insurance is available to BCTF Members and their spouses.

Plus, you can also insure all your eligible dependent children for one low premium with Dependent Children Term Life insurance. Learn more.

Accidental Death & Dismemberment Insurance

Available to all BCTF members insured under the Term Life Plan, Accidental Death & Dismemberment Insurance is an excellent complementary product to Term Life Insurance. It provides extra benefits should you suffer an accidental death or dismemberment.

Choose the plan that’s right for you, Member Only or Member and Family. Learn more.  

Voluntary Critical Illness Insurance

Don’t let a critical illness diagnosis destroy your financial stability. With Critical Illness Insurance, if you are diagnosed with one of the 25 covered conditions, you will receive a tax-free lump sum benefit payment to be used any way you choose. Benefits will be paid regardless of whether you can work during recovery and the benefit is paid directly to you on top of any other medical or disability plans you may have.

Plus, the plan includes additional product features like the Multiple Event Coverage Benefit, which allows you to claim for multiple times, for separate unrelated covered conditions.  

Learn more.  

Coverage is available to both BCTF members and their spouses.  

You can also insure all your eligible dependent children for one low premium with Dependent Children Critical Illness Insurance. Learn more.   

Guaranteed Issue Life Insurance

No medical questions. Guaranteed Issue Life Insurance provides members and spouses aged 50+ with the opportunity to purchase life insurance without the worry of having to answer health questions or provide other evidence of insurability. Acceptance is guaranteed.  

No increase in premiums! Premiums are based on your age at the date coverage is issued and do not increase as you enter a new age band.   

Special product features include a living benefit and an accidental death benefit.   

Learn more.   

Coverage is available to both BCTF members and their spouses.    

Learn More about the BCTF Voluntary Group Insurance Program  

For further information on the BCTF Voluntary Group Insurance Program, please contact iA Financial Group by email at solutions@ia.ca or call 1-800-266-5667.  

You can obtain a personalized quotation or apply online by visiting solutionsinsurance.com/bctf.