Salary Indemnity Plan—Definition of Disability
The member must be disabled, by illness or injury, from performing their
normal employment duties.
To meet this
definition, your doctor will be required to detail your illness or injury, to
indicate the extent of your disability, and to indicate when you may be able to
return to your employment duties.
A member, in
receipt of benefits, may be required to provide, at periodic intervals, medical
evidence of continuing disability.
In addition, the
Federation may require an independent medical examination (IME) at the Federation’s
A member, in
receipt of benefits for more than three (3) months, will be required to provide
supporting medical evidence, indicating that the member is receiving ongoing
care and treatment. Treatment must be provided by a licensed physician/specialist
for that disability, or a registered psychologist as directed by a licensed
physician, except where the Plan Administrator is aware that the disability is
qualify for benefits under this section of the plan a claimant must:
(a) continually for a period of up to 12 months
commencing at the expiration of
the qualifying period, be suffering from a disability that prevents
the claimant from performing their normal employment duties;
be suffering from a disability that prevents the claimant from performing the duties of any
your doctor’s medical report is conducted by the Canada Life Assurance Company
for the Federation. An IME may also be requested by the Federation at the Federation’s
benefits, the member must remain under the continuous care and attendance of a
qualified physician of medicine who specializes in the member’s disability.
Revised July 2020